Fintech Anti Financial Crime Services
We help fintechs design, build and strengthen proportionate financial crime frameworks — delivering practical, bespoke solutions tailored to your business model.
SCOPE OF SERVICES
The FinTech Anti Financial Crime Services We Support
01
FinTech Regulatory & Launch Readiness
02
KYC, KYB & Digital Onboarding
03
Digital Financial Crime Risk & Controls
04
Transaction monitoring scenario design, rule tuning, threshold calibration and model validation
05
Sanctions, Screening & Payment Controls
06
Frauds, Scams and Mules Risk
Financial Crime Risk & Control Strategy by Fintech Type
Different fintech business models carry materially different financial crime risk profiles. Our approach maps key risks to each firm type and translates them into a proportionate, targeted control strategy.
PSPs, Payment Processors & Cross-Border Payment Companies
KEY RISKS
Layering through high-volume payment flows, cross-border sanctions exposure, money mule activity, correspondent banking risk.
OUR CONTROL FOCUS
TM with payment-specific typologies, enhanced screening on cross-border flows, velocity controls, merchant risk assessment.
EMIs, Digital Wallets & Prepaid Payment Providers
KEY RISKS
Anonymity of prepaid products, rapid fund movement, limited KYC at onboarding, high-volume low-value transaction patterns.
OUR CONTROL FOCUS
Tiered KYC proportionate to product risk, velocity and pattern-based TM rules, card usage monitoring, wallet top-up controls.
Digital-Only Challenger Banks & Neobanks
KEY RISKS
Remote onboarding exploitation, account takeover, money mule recruitment via social media, synthetic identity fraud.
OUR CONTROL FOCUS
Risk-based digital onboarding with biometric verification, behavioural analytics, peer-group TM models, strong SAR escalation culture.
Cryptoasset Exchanges, Custodians & VASPs
KEY RISKS
Pseudonymous transactions, mixing and tumbling, cross-chain obfuscation, sanctioned wallet exposure, travel rule non-compliance.
OUR CONTROL FOCUS
Blockchain analytics integration, travel rule compliance, EDD for high-risk wallet activity, VASP-to-VASP screening.
Online Investment Platforms, Stockbrokers, Trading Apps & Investment Fintechs
KEY RISKS
Market manipulation, insider trading, wash trading, layering through investment accounts, inadequate source of wealth verification.
OUR CONTROL FOCUS
Trading surveillance, SOW/SOF verification at onboarding and for large investments, cross-product TM, market abuse monitoring frameworks.